Director, Credit Rating Advisory Office

Take a central role

The Bank of Canada has a vision to be “a leading central bank—dynamic, engaged and trusted—committed to a better Canada.” No other employer in the country offers you the unique opportunity to work at the very center of Canada’s economy, in a diverse and inclusive organization with significant impact on the economic and financial well-being of all Canadians. You will be challenged, energized and motivated to excel in an environment where we are reinventing central banking, renewing ways of doing business and reinforcing a culture of innovation.

Find out more about the next steps in our Recruitment process.

Did you know?

The Bank of Canada faces credit risks on and off-balance sheet. Those risks, which the Bank must continuously assess and manage, lie with a range of exposures, including the obligors underpinning the securities that the Bank purchases, the counterparties the Bank lends to, the collateral the Bank takes against those loans as well as the credit risks it encounters in the swap market in the context of the Exchange Fund Account management.

What you will do

A division of the Financial and Enterprise Risk (FER) department, the Credit Risk and Advisory Office (CRAO) provides independent in-house credit assessments on a broad range of sovereign nations, agencies, supranational organizations and financial institutions. These internally-determined ratings either replace or complement ratings provided by credit-rating agencies, and are used in setting the Government of Canada’s risk management and investment guidelines. Concurrently, CRAO’s advisory role is to provide credit risk advice as input into the development of investment and risk management policies.

Reporting to the Deputy Managing Director of FER, you give direction on the day-to-day credit assessment work required by internal policies and provide leadership on the development of credit-related policy advice to other departments of the Bank. In this context, you also represent the group in cross-departmental committees and you develop contacts with risk managers at peer institutions (such as other central banks). Additionally, as Director CRAO, you continuously assess the relative value proposition of the team’s products and services and look for ways to optimize its process and maximize its impact, including reallocating resources to new and emerging risks as appropriate.

As a member of the Department’s extended leadership team, you also contribute to the staffing and well functioning of the Department, among other ways by contributing to recruitment and providing coaching and feedback and learning & development opportunities.

What you need to succeed

You have the ability to assess credit risk, to create new insight and devise novel approaches to address credit-risk-management issues. You have demonstrated understanding of credit-risk-management practices and techniques, the Bank’s fiscal-agent responsibilities, finance theory, quantitative methods, and financial market instruments.

You can analyze –and coach others to analyse – complex issues, diagnose multi-dimensional problems and devise appropriate responses or strategies on risk-management issues as well as the ability to quickly grasp the essence of policy and technical issues and develop insightful concepts, models or frameworks to address them.

You have foresight and can lead organisational change, from the the strategic planning phase to execution.

You approach work relationships in an inclusive and collaborative manner and you are an effective communicator both orally and in writing.

You have the ability to effectively coach and develop others, and to building trust and foster a supportive work environment for learning and development.

Nice-to-have

Experience working with sovereign and bank credit rating methodologies.

Experience operating in a three-line of defense risk model, including in a second line challenge function.

Your education and experience

The position requires a Master’s degree in economics, finance or a related discipline, 7 years of experience in a related field such as credit risk assessment or risk management/financial markets; or a PhD in economics, finance or a related discipline and 4 years of experience in a related field such as credit risk assessment or risk management/financial markets; or an equivalent combination of education and experience may be considered.

What you need to know

Language requirement: English and French essential (bilingual) with a minimum starting level of functional (level 4) in second official language. Training may be provided to help reach the required level of fully functional (level 5) in second official language.

Priority will be given to Canadian citizens and permanent residents

Security level required: Reliability

Relocation assistance may be provided, if required

Please save a copy of the job poster. Once the closing date has passed, it will no longer be available.

In response to the COVID-19 pandemic and further to public health guidelines, preventative measures are being taken to ensure health and safety during the recruitment process. All interviews are conducted virtually.

We wish to thank all applicants for their interest and effort in applying for this position. Only candidates selected for interviews will be contacted.

What you can expect from us

This is a great opportunity to join a leading organization and be part of a high-performing team. We offer a competitive compensation and benefits package designed to meet your needs at every stage of your life and career. For more information on key benefits please visit A great deal to consider.

Salaries are based on qualifications and experience and typically range from $131,100 to $163,800 (job grade 19)

Depending on performance, you may be eligible for performance pay for successfully meeting (7 to 10% of your base salary) or for exceeding expectations (15% of your base salary). Exceptional performers who far exceed expectations may be eligible for higher performance pay.

Flexible and comprehensive benefits so you can choose the level of health, dental disability and life and/or accident insurance coverage that meets your needs

Extra vacation days (up to five each year) that you can purchase to add to your vacation entitlement

Indexed, defined-benefit pension

We strive to make our policies, programs and workplace more inclusive, respectful and barrier-free. We encourage applications from women, Indigenous peoples, veterans, persons with disabilities, members of visible minorities and persons of all races, ethnic origins, religions, abilities, sexual orientations, and gender identities and expressions. #LI-POST

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